Is Motion Auto Insurance Legit? A Comprehensive Review

Yes! Motion Auto Insurance is a Legit Insurance Provider. 

Most car insurance companies decide how much you pay based on your driving record, credit score, age, gender, and whether you’re married.

However, with new technology, some insurers use telematics to monitor your driving and offer lower rates for safe drivers.

Additionally, some insurance companies have optional programs to help you save money, while others set rates based on your driving tracked through their apps.

One new company using this pay-as-you-go model is Motion Auto Insurance.

We’ll look at how their coverage works to see if it might be right for you.

An image illustrating Motion Auto Insurance

What’s Motion Auto Insurance?

Motion Auto Insurance is a new, legit car insurance company that started in 2018 and is licensed in Utah.

They sell policies through Novo Insurance and are backed by 21st Century Premier Insurance Company, which is part of the Farmers Group. This group has a strong financial rating.

Currently, Motion Auto is changed its name to Novo Insurance.

Moreover, they’re giving out new policies at the moment, and there’s not much info online about them.

Some various types of coverage offered by Motion/Novo Auto Insurance include: bodily injury and property damage, and you can use their services through Android, iOS, or their website.

You can reach their customer support via email or phone during specific hours.

How Motion Auto Insurance Operates

Motion Auto Insurance works through their mobile app, which you can download on iOS or Android devices.

After downloading, you can apply for insurance coverage quickly, sometimes in just two minutes.

Once you’re driving, the app tracks your driving habits, like how often you drive and how safely you do it.

It then gives you feedback to help you become a better driver.

Notably, your insurance rates gets adjusted based on the data collected by the app.

You can also do things like adding new drivers, checking your insurance ID cards, requesting roadside assistance, and filing a claim through the app.

However, Motion Auto Insurance stopped operating in any state as of June 28, 2022, because they’re rebranded as Novo Auto Insurance.

Even though they’re accredited by the Better Business Bureau with a decent rating, customers haven’t been happy with their mobile app.

Complaints range from the company using a third party for claims to being unresponsive to customer inquiries.

Coverage Options by Motion Auto Insurance

Motion Auto Insurance offers basic car insurance coverage, without options for extras like gap coverage or rideshare coverage.

Here’s a breakdown of what they cover:

  • Bodily injury coverage: This covers medical expenses and suffering for others injured in an accident you cause, typically required by law.
  • Property damage coverage: This helps pay for damage to someone else’s property or vehicle if you’re at fault in an accident.
  • Uninsured motorist coverage: Covers repairs to your vehicle if you’re hit by an uninsured driver or in a hit-and-run.
  • Collision coverage: Pays for damage to your own vehicle in an accident you cause.
  • Comprehensive coverage: Covers damage to your car from non-collision incidents like theft or vandalism.
  • Roadside assistance coverage: Offers help for things like flat tires, jump starts, and towing.

Is Motion Auto Insurance Affordable?

Motion Auto Insurance offers different types of insurance like for accidents or damage to other people’s property, and it’s supported by a company with a strong financial background.

They say they don’t use where you live or your credit score to decide your insurance cost.

Instead, they look at how you drive. So, if you’re a careful driver who doesn’t drive much, Motion Auto might be cheaper for you.

Finding discounts

Currently, Motion Auto Insurance doesn’t have any discounts, and they’re not taking new customers.

But if you’re looking for ways to pay less for car insurance, you could:

  • See if your current insurance has a program that gives you a discount for driving less or better.
  • Choose to pay more money if you have an accident (this is called a deductible) to lower what you pay each month.
  • Ask about other discounts you might get, like if you’ve taken a driving class.
  • Look at other insurance companies to see if they’ll charge you less.

Saving more with Motion Auto Insurance

To spend less on car insurance, you can talk to someone from Motion Auto Insurance to make sure you’re getting all the savings you can.

Since they decide your price based on how safely you drive, driving carefully and not using your car too much could make your insurance cost less.

Getting a quote from Motion Auto Insurance

To get a car insurance quote from Motion Auto, you’ll have to contact Novo Insurance online.

FAQs about Motion Auto Insurance

  • Is Motion Auto Insurance real?

Yes, Motion Auto Insurance is a real company with a license in Utah.

However, they rebranded to Novo Insurance and you can contact them online for your insurance needs.

  • Is it good to have insurance that you pay for as you go?

Insurance where you pay based on how much you drive might be good if you don’t drive a lot. But it means your costs could change a lot.

These insurers usually have a basic fee plus a charge for each mile you drive.

They might also change the price based on how you drive, like what time you drive. You should figure out how much you drive in a year and see if it’s really saving you money.

  • How can I get in touch with Motion Auto Insurance?

You can reach Motion Auto Insurance through the Novo Insurance website, chat, phone, or email.

Their phone line is open Monday to Friday, 9 a.m. to 5 p.m. Mountain time.


In summary, it could be beneficial to consider Motion Auto Insurance also Novo Insurance as it is a legit insurance provider.

If you’re satisfied with your current insurer, it’s worth inquiring about potential ways to lower your premium.

However, if you’re open to switching, begin by obtaining quotes from some of the top car insurance companies we’ve evaluated.

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