How to Find Old Auto Insurance Policy

Ever wondered where your old auto insurance policy went? Maybe it’s buried in a pile of papers or lost in the digital abyss.

But fear not! We’re here to help you uncover that forgotten piece of your car’s history.

It’s like going on a treasure hunt for paperwork, a bit nostalgic and a lot like detective work.

So, get ready to sift through your old documents and memories as we guide you on the quest to find your long-lost auto insurance policy.

Buckle up for a journey into the past as it might just be hiding where you least expect it!

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How to Find Old Auto Insurance Policy

  • One straightforward method is to locate your old insurance policy documents.

These documents typically contain clear details about the insurer and their contact information.

Even if you no longer have the policy itself, check your glove compartment for any remnants of old “pink” liability slips.

  • Given the shift towards electronic documentation in recent years, explore your email accounts for potential attachments containing policy documents or pink slips from the past.
  • In the absence of tangible insurance documents, review your old banking or credit card statements, especially if you paid for your insurance through a lump sum or monthly plan.

The insurer’s name and payment amounts are likely to be recorded as line items on these statements.

  • Reach out to Insurance brokers for assistance in tracking down the missing information.

If you obtained your insurance through a licensed insurance broker, they may hold records of your past policies extending back at least seven years, and often longer.

Should all else fail and you still find yourself pondering, “How can I find out my previous car insurance?” consider obtaining a copy of your insurance history report.

How long are auto insurance records kept?

The duration for which car insurance records are kept can vary among insurance companies and regulatory bodies.

However, there are some general practices that you might find:

  1. Insurance Company Policies: Insurance companies typically retain records for a certain period, often ranging from three to seven years. This duration allows them to access historical data for underwriting, claims processing, and other administrative purposes.
  2. Regulatory Requirements: Some jurisdictions have regulations dictating how long insurance records must be retained. This can vary, so it’s essential to check with the specific regulatory body overseeing insurance practices in your region.
  3. Personal Records: While insurance companies and regulators maintain records, it’s also advisable for individuals to keep their own records. Important documents, such as policy details, claims information, and proof of insurance, should be stored for reference even after the policy has expired.
  4. Insurance History Reports: Individuals can request their insurance history reports, which may include details of past policies and claims. These reports can be useful when switching insurers or accessing historical insurance information.

Remember to contact your previous insurance provider or check with the regulatory authority overseeing insurance practices in your area.

Reasons you may need to check your old insurance Policy

There are several reasons to consider checking your car insurance history:

  1. Verify your insurance policy rating if it reflects an at-fault accident or a traffic violation that you don’t remember experiencing.
  2. Correct information that you believe to be false or inaccurate.
  3. If you are moving to another province or country, your new insurance provider may request proof of your insurance history.

Every vehicle owner has the right to request a free and easily obtainable copy of their insurance history report.

How To Find Out Insurance Policy Dates

To see when your policy started, look at the declarations page of your policy document.

It should be on one of the first two pages.

A helpful tip: You should also check the end date of your policy, which is next to the start date in the picture above.

Quick Tips on How to Find Old Auto Insurance Policy

Here are a few tips on how to find an old auto insurance policy:

  • Look through your personal files for insurance papers, expired insurance cards and claims reports.
  • Look through your old vehicle titles and registrations for old insurance paperwork that may be stored there.
  • Check the glove compartment of your vehicle for old insurance cards that may be inside.
  • Read through the policy yourself if you still have a copy of your old insurance policy.
  • Call the insurance company that issued the policy.
  • Look the policy up in your insurance company’s online database.
  • Find your old car insurance company by doing a search online or by contacting the organization directly.
  • Contact your state motor vehicle department to ask for a list of old car insurance companies in your state


Finding old auto insurance records can be a challenging task, especially if you have switched insurers or lost your documents.

However, there are some ways to locate your old policy information, such as contacting your previous insurer, checking your bank statements, searching online databases or requesting a CLUE report.

Having your old auto insurance records can help you prove your coverage history, compare rates, file a claim or resolve a dispute.

Therefore, it is important to keep your insurance documents for as long as necessary and dispose of them safely when you no longer need them.

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